Terms & Conditions
Last Updated: June 2026. By using thelifeinsurancepolicy.com you agree to these terms.
1. About these terms
These terms govern your use of the Thelifeinsurancepolicy website. By accessing or using the site you agree to be bound by them. If you do not agree, please do not use the site.
2. Who we are
Thelifeinsurancepolicy.com is operated by Thelifeinsurancepolicy Ltd, a company registered in England and Wales (Company Number 16529112). See our Imprint for full corporate details.
3. No financial or medical advice
Thelifeinsurancepolicy is an independent editorial and comparison website. The content we publish — including reviews, ratings, comparisons, FAQs and editorial verdicts — is for general information only. Nothing on this site constitutes regulated financial advice, insurance broking, underwriting, or a recommendation tailored to your personal circumstances. You should always seek advice from a suitably qualified professional before making insurance, financial or estate planning decisions.
4. Information accuracy
We do our best to keep the information on Thelifeinsurancepolicy accurate and up to date. However, insurance products, pricing, cover terms and reward partners change regularly, and we cannot guarantee that any specific detail will always be current. Always confirm the final terms, prices and cover levels with the insurer before purchasing.
5. Affiliate links & commissions
Some links on Thelifeinsurancepolicy are affiliate links. If you click one and go on to buy a policy, we may receive a commission at no extra cost to you. Full details are in our Affiliate Disclosure.
6. Third-party sites
When you click a link to leave Thelifeinsurancepolicy (for example, to our insurance partner Vitality), you are subject to that third party's own terms, privacy and cookie policies. We are not responsible for the content, products or services of any third-party site.
7. Intellectual property
All content on Thelifeinsurancepolicy — including text, graphics, logos, icons, images, reviews and the Thelifeinsurancepolicy name and mark — is owned by Thelifeinsurancepolicy Ltd or our licensors, and is protected by UK and international copyright and trademark law. You may view and print pages for personal, non-commercial use only.
8. Acceptable use
You agree not to:
- Use the site for any unlawful purpose or in breach of any applicable regulations.
- Attempt to gain unauthorised access to any part of the site or its related systems.
- Use any robot, scraper or other automated means to access the site or extract data, except for standard search engine indexing.
- Misrepresent your identity or impersonate any other person.
9. Limitation of liability
To the maximum extent permitted by UK law, Thelifeinsurancepolicy Ltd excludes all liability for any indirect, consequential, special or punitive loss or damage arising out of or in connection with your use of this site. Nothing in these terms excludes or limits liability that cannot be excluded or limited by law (such as liability for fraud, death or personal injury caused by negligence).
10. Indemnity
You agree to indemnify Thelifeinsurancepolicy Ltd against any losses, costs or expenses we suffer as a result of your breach of these terms or your misuse of the site.
11. Changes to these terms
We may update these terms from time to time. The "Last Updated" date at the top of this page will always reflect when changes were last made. Material changes will be flagged via a homepage banner for at least 30 days.
12. Governing law
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales, except where you are a consumer living in another part of the UK, in which case you may also rely on the consumer protection laws of your home nation.
13. Contact
Questions about these terms? Email ray@thelifeinsurancepolicy.com.